Friday, August 10, 2012

Life After Winning the Lottery - The Number 1 Mistake MOST Lottery Winners Make (Avoid This Please)

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The Most Winning Lottery Numbers :

What is life like AFTER wining the lottery like? Is it all roses and romance? Or is it just like life BEFORE winning the lotto.....just with a whole lot more money..:-)? In this article we are going to take a look at what life changes you should expect after winning a big cash prize, and the #1 mistake you MUST learn to avoid to stay sane, safe and happy!

How does life change for most lottery winners...OTHER than the obvious?

Most quit work. (often immediately) Many become the primary caretakers for their families.....often being responsible for the financial well being of cousins, nephews, kids, friends and anyone else who shows up at their door with their hands out..:-) Many feel a ton of pressure...and new found insecurity about who they should trust...and who should be avoided like the plague. (often including people who have been part of their lives for years)

What about the positive changes a lottery winner experiences?

The fun and freedom of being financially free is a very liberating thing. You can do the things you want...when you want. You aren't beholden to living a "smaller" life than the one you were destined to live. You can come and go as you please...and so too can those you care about most. Another "unadvertised" bonus is that you get a perspective on money that MOST people never will. You learn to appreciate it....but not worship it! (because it truly is NOT the most important thing in the world as most will learn fairly fast)

The #1 MISTAKE that most lottery winners regret is this.......

Learning to say "NO" too late. The truth is, "no" is the most important word for a lottery winner to learn. Too many people want to much from you..and you can't reasonably accommodate everyone. Not saying "no" early can lead to fractured relationships later....and a constant and never ending barrage of requests that CAN ruin your life (and your relationships) if you don't get an early jump on setting clear, concise and FIRM boundaries. (the #1 lesson that ALL lottery winners share in common for sure!)


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Thursday, August 9, 2012

Gambling Tips - The Most Frequently Drawn Lottery Numbers

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The Most Winning Lottery Numbers :

Some pundits that offer gambling tips promote the "most frequently drawn lottery numbers" theory. People who believe in this theory study historical lotto numbers drawn. They add up all the numbers and then pick out the numbers that are drawn the most. The ones that are drawn the most are considered "hot." The theory is that since they were drawn the most in the past, they will be drawn the most in the future. That means that you would have a better chance of winning a jackpot by using the hot numbers. Does this theory work? read on to find out.

To see if the "most frequently drawn lottery" numbers theory works, all you would have to do is check out past drawings to see if "hot" numbers in any given year are still "hot" the following year. So, for example, we could look at all of the Powerball draws for the year 2008 and see which numbers were drawn the most. If those numbers were drawn the most again in 2009, then the theory might hold credence.

I actually did check to see what the most drawn Powerball numbers for the years 2008 and 2009 were. In 2008, they were 20, 32, and 49. In 2009, they were 14, 41, 50. That means that in you played the hot numbers from 2008, they were no longer hot in 2009. You probably wouldn't have won with those numbers. Therefore, the theory does not hold any credence.

There are many gambling tips when it comes to lotteries. Some work. Some obviously don't, as is the case with the "most frequently drawn numbers" theory. Just make sure to do some research before following any lottery gambling tips that you may receive.


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Tuesday, August 7, 2012

Why You Need Audacious "Financial Goals" to Be Among Top 3% That Make Over $10K a Month

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The Most Winning Lottery Numbers :

In this article I will show you a simple 3-steps-formula to set your "financial goals" that will guarantee you not only self-employ yourself in 3 months but you do so with a CEO income.

The Facts:

* Less than 3% of home based entrepreneurs make over ,000 per month.
* 90% of all businesses will fail within their first 5 years (Entrepreneur Magazine).
* Over 30 MILLION Americans have either attempted Network Marketing or are currently involved in the industry.
* Yet 90% make less than a week.
* And 70 MILLION Americans plan to start their OWN businesses in the next 3 years (Forbes Magazine).

Yet, Paul Zane Pilzer in his famous "The Next Entrepreneur" book, goes as far as to say that by 2016 at least 10 million new millionaires will be created and most of them will come out of this industry: the home-based business.

If you add the numbers from the above facts, the picture is pretty close to Pilzer's numbers. According to that, at least 7 million people out of the 70, would make it and will make it BIG.

So what do you need to do to make it BIG too? Very simple.

Really the answer is simple, and all you need to do is believe it as I say it. What you need to do is to plan to be there. That's right, you need to make up your mind about becoming one of those millionaires and you will become one.

Earl Nightingale, many years ago, said: "What your mind can conceive and believe, it can achieve." Memorize this sentence, repeat it every day and it will show you how powerful and true it is.

This message is about the basic steps to setting up your financial goals and strategic plan to succeed. The only way you will become a millionaire is by planning to become one. It can't happen otherwise, unless you win the lottery or inherit such sum of money, without you even wanting to.

Now, you might not want to become a millionaire. You might just want to make at least ,000 per month. It doesn't matter... the amount doesn't matter. What matters and what's important is that you write it down, make it concrete so that the Universe gets your message.

Three basic steps are behind this goal setting process and should be done without any delay from your part. They are:

1. Define who you are and what's your purpose in life.
2. Define where would you like to see yourself in 10-30 years.
3. Define the steps you need to take from that time to the present, going backwards from the general to the specific, to accomplish this major goal.

Step 2 is what James Collins and Jerry Porras call BHAGs: Big, Hairy and Audacious Goals and what I now want to refer as BHAFGs:

Big, Hairy & Audacious Financial Goals.

A good BHAFG is clear, precise and serves as your motor to get you going. I love this stuff and for many years I trained company owners, corporate companies to define their BHAGs. I was always amazed of their results! You're probably asking yourself, what the heck has all this to do with an Internet-based business?

Let me warn you, it has everything to do with it, it is the foundation of any business, be this online or offline. If you fail to do this right, or if you simply don't do it because it looks too weird: you will not make it BIG. PERIOD.

To get you going let me share with you some of the BHAGs that have impressed me the most:

Ford: "Democratize the automobile."
Boeing: Bet the pot on the B-17, 707 and 747.
Sony: Change the worldwide image of Japanese products as poor quality.
Disney: Build Disneyland - and build it to our image, not industry standards. To be the best company in the world for all fields of family entertainment.
CarbonCopyPro: Create 100 millionaires by 2012

So get yourself to your BHAFGs, have fun letting your mind go as wild as possible. Please share your BHAFGs with me. I would love to read them!

I just showed you a simple 3 steps formula to create the strategic plan of you personal enterprise. These steps involve defying your why, setting your financial goals and drawing the map to follow.


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Monday, August 6, 2012

Beginner Study - What is Lotto?

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The Most Winning Lottery Numbers :

As you can see, there are new types of lottery games that keep popping up! But did you know about the basic Lotto? No? So let's check it out, shall we?

Lotto, in this most popular lottery game, six numbers are drawn from a range of numbers (such as 42, 46, 47, 49, 51, and 54). Michigan, for instance, has a 6-out-of-47 game (6/47), meaning that six numbers are drawn from a possible 47. Florida's Lotto is 6/53, meaning that six numbers are drawn from a possible 53.

You got the idea? Okay, let play Lotto! You see, by marking the numbered squares on a play slip, you point out your six chosen numbers. Take it to a lottery retailer or agent. Then agent will give you game ticket. Yup, it's your official receipt and must be presented and validated in the event of a win.

How about the numbers? This lottery game use special ball-drawing machines, with the numbered balls. By randomly shoots out six selected balls, you can see what the winning numbers for that evening's lottery drawing.

Want to win the jackpot? See your Lotto ticket, if your 6 numbers exactly match, then you win! And hear this! In Lotto, your numbers don't have to be listed in any particular order! That's right, as long as they match those drawn, then you hit a jackpot!

And if by coincidentally there are two people win the exact 6 numbers then the winning money has to split between the winners. Check this out! If no one wins, the prize money rolls over and the jackpot becomes increasingly larger!

How much does that cost us to play Lotto? It's very cheap! For one shoot at Lotto is still in many states. So for one chance, or play, at Lotto, you would pay . For five plays, five sets of numbers, it's going to cost you . But in Illinois state, they offer a bargain: two plays for .

It's so extremely cheap right? Compared with the million dollars of winning money! Interested to try out? You see, typically, Lotto drawings are held twice a week, usually on Wednesday and Saturday nights. Better don't miss out those days!


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Sunday, August 5, 2012

How to Win the Lottery - How to Pick the Winning Lotto Numbers

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The Most Winning Lottery Numbers :

Anyone can figure out how to win the lottery or at the very least increase their odds of winning the lottery if shown the right way. I know there are several systems out there on the market that say they will show you how to pick the winning lottery numbers. So what is the best way to pick winning lottery numbers?

First of all you are going to have to do a little work. Most people will tell you that winning the lottery is totally random and that you cannot pick what the winning numbers will be and it is all just plain dumb luck. Without getting too complicated, all you have to do is look at a few how to win the lottery products and check out the system and see what results it has. It is that simple. What you need to do is go with the system or product that is a proven winner. If a product has proven itself then there must be something of value in the information that is being provided.

You need to remember that looking for ways on how to win the lottery and winning the lottery are very different realities. One states that finding a secret formula that will help you win the lottery and the other is what you can expect if you do manage to discover the elusive formula and apply it.

Are you ready to win the lotto?
When someone wins the lottery it might not be the best thing that has ever happened to you. The truth is in several instances it has been the worst thing to happen to some lotto winners. Some people end up losing all of their winnings after a few years and end up being broke. How can something like this happen? Well it is very easily actually, if you have not had that kind of money before, the chances are good that you won't properly manage your money and you could be talked into doing things with your money that might not be in your best interest.

To make matters worse winning the lottery has caused bitter feuds among friends and family. There have been cases of family members suing each other over the lottery winnings, each person stating that they have claim to the money. Hitting the jackpot can tear families apart if you are not careful.

One thing that should not ignore is the fact that many people have won the lottery using lotto systems themselves. This is the real way to find out how to win the lottery. When everything is said and done it is the results that count. All of the over-rated and hyped up,math equations and formulas don't mean anything if the lotto numbers you pick do not come up.

When you do a little background work you can eliminate a lot of the products out there to just a couple that you feel have real potential to deliver on their promises. Use the system yourself to see if their way on how to win the lottery does really work. Some of these products are really interesting but just because they hold your interest does not mean that they will work.

Only two possible outcomes:

1. You will not win and you will have lost the money that you paid for the lottery book.

2. You will win the lotto and the small investment that you made will look like peanuts compared to your winnings.

Just about everyone would like to know "how to win the lottery". The question that you need to ask yourself is are you ready to invest for the cost of the lottery book and satisfy your curiosity, or are you going to let this opportunity just pass you by?


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Saturday, August 4, 2012

Why Apply For a Credit Card Consolidation Loan?

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The Most Winning Lottery Numbers :

If you own a lot of credit cards, then you have probably experienced times when, for one reason or another, you have struggled to make a payment, let alone make the minimum payment.

Now, your reasons for this may be many; you were changing jobs so you had to wait for your probationary period to end before your first payday, or, as is becoming more the case nowadays, you have had your working hours cut and are currently working a shortened week at work or, your overtime that you depend upon is no longer available.

It's irrespective, whatever the reason there are certain steps you can take to ensure this problem is a thing of the past and doesn't give you the potential problem of black marks against your credit history.

The best and most used method, especially if you have a lot of credit cards, is to apply for a credit card consolidation loan. This loan will not only get all your credit cards switched onto a single loan repayment at a lower rate, it will also simplify the payment of your credit card bills, especially if you dispose of your cards altogether, which I'm not suggesting, as they are very useful items to have sometimes, should you get into a sticky financial corner and when used correctly.

Although a credit card consolidation loan is targeting your credit cards as such, they can be used to consolidate all of your debt into one manageable loan. Before you consider looking into a Credit Card Consolidation Loan though, you should consider looking into ways of eliminating your debt altogether.

Sure it's not something you can do overnight, unless you pick the winning lottery numbers that is, but it is something you can achieve in as little as three years using perfectly legal methods.

Visit the sites mentioned at the end of this article for more information and if you want, you could break free from the shackles of 'debt bondage', that the financial institutions want to keep you in for as long as possible.


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Friday, August 3, 2012

Pet Transport Companies & Pet Lovers Targeted by Criminals

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The Most Winning Lottery Numbers :

The Internet is an amazing place, you can find it all with a simple search. The endless possibilities and capabilities of the Internet make it a easy place for con artist and criminals to target victims. There is a criminal organization known as the 419 Mafia, they are criminals based in Cameroon, Nigeria, and Africa, the majority of the time.

We have all seen the emails about winning the Euro Lottery, and the sad stories of how the Prince of some country needs your help to secure a huge fortune that has been left to them by a relative, or the fake Email's from eBay, various banks and other "fishing type Email's, these are all criminals who are members of this, so called "419 Mafia". Over the last few years most people have seen these scams so often, they just simply pay them no mind and delete them from their Email, but this one very popular scam just seems to grow and grow.

This is a scam where a crook places an ad in a newspaper, or on a web site, offering various kinds of Pets for adoption, all you need to do is pay the very small shipping charge, and the pet is yours. Although there are many different stories on their reasoning for having to let these pets go, the end result is always the same, you lose your money. Here is a commonly used scenario, you see an ad for pure bred Yorkie puppies in the classifieds, the ad advertises the puppies as free to adopt, you contact the person who placed the ad, they claim to be in the United States and they can no longer take care of the puppies due to poor living conditions, or lack of time due to the fact that they are missionaries and to busy to care for the pups any longer.

They will claim that they had to go to Africa, Cameroon or some other foreign location, because they are missionaries, and need you to W.Union them a small amount of money usually in the one hundred and fifty dollar to three hundred and fifty dollar range, oh yeah, and it needs to be sent to Cameroon, in order to pay the shipping company who will be handling the transport of the pet. Now these crooks go on the Internet and find real pet transport companies, they tell you that the real legitimate company will be handling all of the arrangements, they copy the company site and send you an Email with the web site replica, just the phone numbers and Email addresses are changed, otherwise an exact copy.

You, as the unsuspecting victim search for the pet transport company, find that they are a real company, with a real site, and now decide to send the money to them. Not realizing that the Email is a copy, and this person is a crook. They send you another Email with all of the details on how to send them the money, who to send it to, where to send it etc. You hear nothing from them for a day or so, suddenly they contact you in the middle of the night with a story of how the pet is stuck in the UK and they need another one thousand dollars for insurance, which will be returned to you once the pet arrives at your door. Of course the pet never does arrive at your door and your money is lost. Although this is a common scenario of this scam, there are many variations of this fraud, sometimes it is a parrot, a monkey or a kitten, sometimes they are with the USO, sometimes they are a priest or a reverend, some things always remain the same in this scam, they always ask for a W.Union payment, even when they claim that you can pay upon delivery, they will still insist at some point that you send a W.Union payment when it comes down to it.

Another thing that is always the same, is the free Email services they use such as, Yahoo.com, Gmail.com, Hotmail.com and any other free Email service they can find. There are a handful of professional pet shipping companies on the Internet who are really feeling the effects of this fraud. It is giving real companies a bad reputation, and there is little recourse action for them to take. Many of these companies have put warnings and disclaimers on their sites to try to warn the unsuspecting. We spoke to a few companies who said that they get phone calls everyday from victims, wanting to know when the puppy or pet will be delivered. Of course these companies have no idea about these pets and have to tell these people that they are victims of fraud. IPATA which is the organization that all major pet transport companies belong to, actually had a guest speaker come to their conference in NYC this year to talk about ways to stop this scam. The problem with these criminals is that they are not in the United States, and there really is not much that can be done. I think the brunt of the blame should really be put on W.Union, they know all about this scam, yet refuse to put a blanket statement out to their different branches to warn people.

We contacted W.Union about this, they simply said it was against their policy to make suggestions, or ask questions about funds being sent. The worst part about that, is when we first called they said that they are well aware of this scam, and apologized for not being able to warn people? A simple warning or disclaimer in their system about money being sent to Cameroon for a pet adoption, would most certainly do the trick. This scam is not limited to the U.S these crooks also target victims in the UK, Australia, Canada, Scotland and many other places as well, although the scam is the same, they require payment in the form of Money Gram instead of W.Union from other countries. This has been going on for at least five years, and compared to all of the other scams out there, seems to be getting worse.

The best advice to avoid this fraud, is to take the proper steps to make sure that these claims are real and not scams designed to rip you off. Even if you find that these crooks are claiming that real companies, are either handling the delivery, or claim that they are actually employees of that company, always search for that companies site, and use the contact information such as Email, and phone numbers on the site, and not in the Email you received. Anyone can claim anything, chances are if someone is asking for payment by W.Union to another country, they are not legitimate. Another good way to insure that you are dealing with a real service, is to search the name of the person that has contacted you, if they are who they say they are, there should be some search results to support that, if not, than it is a crook trying to steal your money. Since nothing seems to slow this fraud down, perhaps the best action is to spread the word. Sometimes, and almost always on the Internet, things that sound to good to be real usually are fake, spread the word.


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